Organising your wedding is probably the most complicated thing you will ever get involved in doing. So many different strands to untangle and weave together for a single day. Miraculously it usually goes off without a hitch but what if just one thing goes wrong? A safety net which will come to the rescue if your best made plans take a tumble is a wedding insurance policy. If your cake maker is closed down because of a salmonella outbreak or your riverside marquee is washed away in a flash flood help is just a phone call away.
What has this got to do with wedding photography? Well no professional wedding photographer wants to let you down but illness and accidents can happen and with many one man businesses there is no plan B. If they are unable to turn up then chances are they won't be able to find you a replacement at short notice either. If, heaven forbid, they have run off with one of the bridesmaids from the last wedding they shot then their own professional indemnity insurance probably won't cover them either :-)
Having your own wedding insurance puts you in the driving seat if anything goes wrong, like the difference between third party and comprehensive. Finding a photographer at the last minute is likely to be more expensive, and most policies even pay out to reshoot if the originals get deleted.
A quick check around the net found wedding insurance policies for around £20 but with all things you get what you pay for, so check the small print and don't be afraid to ask questions.
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